Assurant Health’s supplemental products are a great complement to all health plans, especially high-deductible plans, and help pay out-of-pocket health expenses. We offer a variety of supplemental products that can be sold in conjunction with our major medical plans or as stand-alone coverage(varies by state). 

Supplemental Products can be sold to individuals or small businesses.  

• Accidental Insurance
• Cancer Insurance
• Dental Insurance
• Heart and Stroke Insurance
• Hospital Indemnity Insurance
• Short Term Disability Insurance
• Sickness Indemnity Insurance
• Term Life Insurance

Sold with Individual Medical Plans

SuiteSolutionsSM	Provides benefits, services and discounts that help to “gap” high deductible plans. Available benefits include Accident Medical Expense (AME) and Critical Illness.
View more details in the SuiteSolutions  brochure	SecureSolution SelectSolution An economical Accidental Medical Expense benefit (AME) protects clients and their families in case of accidental injury. The plan provides 100% coverage (after a $100 deductible) up to the selected benefit amount. Benefits are paid for treatment received within 90 days of the accident. Also included is an Accidental Death and Dismemberment policy (AD&D) for primary insureds and their beneficiaries. Customers seeking higher AME and AD&D coverage choices, plus additional Critical Illness expense protection. Critical Illness Expense benefits: covering life-threatening illnesses such as cancer, heart attack, stroke, paralysis, renal failure, coma, transplants and more Identity Network Child Safety services: includes pre-registration using photos and descriptions Identity Theft protection: Up to $2,500 in financial relief, including reimbursement for related costs, lost wages, legal fees and expenses Discounts: up to 60% off items such as health club dues, hearing aids, hotel reservations and travel packages(varies by state)
Life Insurance	up to $200,000 term life insurance that’s available to everyone on the individual medical plan. Includes an accidental death benefit and an accelerated death benefit for terminal illness.
Dental Insurance	pays cash benefits to offset the cost of routine, basic and major dental services. Coverage can be retained even if individual medical coverage is discontinued.
Hospital Indemnity Insurance	pays cash benefits, starting with the first day of hospitalization, regardless of any other coverage. Cash can be used for both medical and non-medical expenses. Coverage can be retained even if individual medical coverage is discontinued.

Sold with Small Group Plans

Life Insurance — Up to $30,000 per employee guaranteed issue (amount depends on medical plan selected). Additional amounts can be purchased up to $500,000. 

Dental Insurance — Choice of six plans. Plans provide first-dollar coverage for preventive services with no deductible or coinsurance to satisfy! Dental insurance can also be purchased as a stand-alone product for groups of three or more.

Short Term Disability — coverage can be selected for up to 66% of an employee’s weekly salary. Two plans are available—amount is based on a percentage of employee’s salary or a flat amount from $50 to $1,000 per week. 

To learn more about these products, contact a Regional Sales Director today!