The most innovative approach to health coverage in decades

An HSA plan consists of two components – a federally authorized, high deductible health insurance plan and a tax-sheltered Health Savings Account. It’s the ideal way to get protection from massive medical bills that accompany a serious accident or illness – and pay routine health care expenses – all at a reasonable price.

Assurant Health offers two qualified small group HSA plans—Real Choices HSA I and Real Choices HSA II.

Real Choices HSA I

The Real Choices HSA I plan offers broad, high-quality protection with the optional convenience of one deductible covering everyone on the plan and the ability to build tax-free HSA funds.

Real Choices HSA II

Real Choices HSA II has the most affordable high deductible plan with premiums that fit even the tightest budget. And the premium savings can be used to fund a tax-sheltered HSA.

Health Savings Accounts

It's a smart, easy way for your clients to build funds to pay for health care expenses. HSAs are tax-sheltered accounts with interest-earning funds earmarked for medical expenses.

• Deposits are 100% tax-deductible and can be easily withdrawn to pay for qualified medical expenses with tax-free dollars
• Larger medical expenses are covered by our affordable high deductible health plan
• Unused funds stay in the account and continue to earn interest on a tax-favored basis

Robust tools make Assurant's HSAs easy to administer and use

Assurant’s HSA Tools give clients simplified access to funds and user-friendly money management capabilities, featuring: 

• Automatic deposit
• A personalized Visa® debit card
• Check writing options
• Investment options, including major mutual funds
• Web tracking features and direct links to claims paid by the health plan

To find out more about our HSA plans, please contact a Regional Sales Director.